Financial Aid Director

Rosie Amador

At Salon & Spa Institute we work hard to provide our students with the best financial assistance possible.

Financial Assistance is available to those who qualify through the Financial Aid Office.

The school does not offer private education/institutional loans, nor does the school have preferred lender arrangements. Should a student insist on seeking a Private Educational Loan, loan certification will only be provided after a student has demonstrated need and exhausted all Federal Student Aid eligibility and a Private Education Loan Application Self-Certification must be completed.


A Student's Rights & Responsiblities

  • The name of its accrediting and their licensing organization

  • About its programs; its instructional, laboratory, their physical facilities, and their faculty

  • What the cost of attending is, and the institutions policies concerning refunds and Return to Title IV (R2T4) to students who drop out

  • What financial assistance is available including information on all federal, state, local, private and institutional financial aid programs

  • What the procedures and deadlines are for submitting an application for each available financial aid program

  • How it determines a student’s eligibility and need for financial aid

  • How much of your financial need, as determined by the school, has been met

  • To explain each type and amount of assistance in your financial aid package

  • What the interest rate is on any student loan you have, the total amount you must repay, when a student must start repaying

  • Deferment of repayment or forbearance for certain defined periods, if you qualify and if you request deferment or forbearance

  • Provide written information on student’s loan obligations and information on your rights and responsibilities as a borrower

  • To reconsider your aid package, if you believe a mistake has been made, or if your  enrollment or financial circumstance have changed

  • How the school determines when and whether you are making satisfactory progress (SAP) and what happens if you fail to maintain SAP.

  • How failing to maintain SAP affect your Title IV eligibility

  • What special facilities and services are available to student with disabilities and how to request a reasonable accommodation.


It is the student's responsibility to:

  • Review and consider all the information about the school program before enrolling

  • Pay special attention to the application process for Federal Student Financial Aid, complete it accurately, and submit it on time to the right place. Errors on the FAFSA can delay or prevent you receiving aid timely

  • Know and comply with all deadlines for applying and reapplying for aid

  • Provide all enrollment and verification documentations, corrections, and/or new

    information requested by either the Financial Aid Director or the agency to which you  submitted the application

  • Notify the school of any information that has changed since you applied

  • Read, understand, and keep copies of all forms you were asked to sign

  • Ensuring you are aware that you must start making monthly repayment on your student loan after your grace period ends, unless you have a deferment or forbearance. When you sign your Master Promissory Note (MPN), you are agreeing to repay your loan

  • Attend an exit interview at the time you leave the school to determine the net balance of your account with the school as well as the net balance of any student loan

  • Notify the school of a change in your name, address, phone number, or attendance status (full/part-time student). If you have student loans, you must notify your lender of these  changes

  • Understand your school's refund policy

  • Understand and comply with the enrollment status, financial charges, financial terms, time allowed to complete, refund policy and termination procedures as specified in the  enrollment agreement

  • Understand that you may be responsible and have liability for portions of Title IV Funds return by the institution on your behalf

  • Understand that there could be liabilities when errors are made as a result of  inconsistent information provided by the student and result in funds being awarded that a student was not eligible for are advanced to you or credited to your school account.